Before
year ends, my husband and I always discuss our goals for the upcoming year.
With this we easily focus on our priorities and serve this as our guidelines
and reminders that we should work hard to achieve our dreams so that at the end
of the year makikita namin kung talagang na accomplish namin lahat ng yun or we
should exert extra effort to accomplish everything.
2015 is an amazing year for us as we received many blessings from God and also God
tests our faith through trials. Now, we are claiming that 2016 will be our year
again. Please Lord, guide us this year and help us succeed our goals.
PAY
ALLOUR DEBTS / START OUR SAVINGS AGAIN
Last
year, our savings turns zero because of all the expenses we had. Remember,
nanganak ulit ako (Scheduled CS at MMC) and nawalan ng work kaya halos simot
yung ipon namin. Ian applied for personal loan in different banks just to
lessen our debts but still it’s not enough so our target this year is mabayaran
lahat ng utang namin and to start our savings again.
EARLY
SCHOOL FOR RHIAN
Until
now, Rhian can only speak few words compare to other toddler who can speak a
sentence at the age of 2. So I got worried about her communication skills
although she understands what we are saying. She just uses her hand gesture to
explain what she’s trying to say, with her situation her Pedia advise us to
enroll Rhian to a school kahit na saling ketket lang sya para ma-practice syang
magsalita. Our target is to enroll Rhian at Barangay Hall School this coming
summer.
SAVINGS
PLAN FOR RHAINE
We
got a wealth and savings plan for Rhian at Pru Life which is payable for 10
years. We decided to get one for her para at least pag college na sya kahit
saan school nya gusting pumasok at kahit
anong course pa gusto nyang kunin, hindi na kami mamomoblema kasi as early as
now we save money for her future. Medyo mabigat pero kinakaya, that’s why we
also want to get one for Rhaine this first quarter sabi nga nila kung anong
ginawa/kinuha mo sa panganay mo ganon rin sa mga susunod mong anak and para
narin by the time na mag school na sila hindi na mabigat sa amin mag asawa yung
gastos sa pag-papaaral. Tama ba?
OUT
OF TOWN (AS A FAMILY OF FOUR)
Ian
and I are certified travelers (before we got married, we already visited
tourist destinations from Luzon, Visayas and Mindanao as well as Asian
Countries) so we want our kids to explore new places all over the Philippines
and the world. Bakit hindi db, I know masarap mag travel pag kayong mag asawa
lang pero for us mas masayang umalis at mag travel na kasama namin ang mga bata
lalo na medyo na aapreciate nan i Rhian yung mga bagay bagay sa paligid nya. Mahirap
mag travel na may kasama bata (I swear!) but when I see their smiles,
nakakawala ng pagod eh. So hopefully this coming summer makapag out of town
kami.
NEW
LOOK FOR MY BLOG
Well,
this is for me. I blog for almost 6 years na and I want to change the theme or
layout of my site. Medyo sawa na kasi ako and para bang napaka basic nyang
tingan. I want to upgrade my site based on my personality; I hope I can do it
with on the second quarter. Do you have any idea kung sino pwedeng gumawa or
magpagawa ng site ko? I am willing to pay pero syempre minimal lang. J Let me know if you know somebody ha.
Godluck Racks!! May the force be with us para maging successful ang 2016 natin! Si Celerhina marunong gumawa ng layout. =)
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